What is the salary of a Credit Analyst at JM Financial?

JM Financial in India, a Credit Analyst usually earns around ₹18.8 Lakhs per year on average with 0 to 8 years of experience. That's about ₹1.25 to ₹1.29 Lakhs per month. 

JM Financial is a big investment banking company in India, and if you work as a Credit Analyst there, you might get some cool benefits. Here's what you could expect:

1. Stability: JM Financial is in a good financial position, which means they have enough money to back up their business. This stability is good for you because it means your job is more secure¹[2]²[5].
2. Diverse Opportunities: They do a lot of different things, which means you might get to do different stuff too. This can make your job more interesting³[3]²[5].
3. Keeping Things Safe: They take looking at risks seriously, which is important when you're dealing with money. They have ways to make sure things stay safe and good¹[2]²[5].
4. Room to Grow: JM Financial is all about helping their employees succeed. You might get to try out different roles and move up in your career⁴[1]²[5].
5. Good Reputation: People think JM Financial is a great place to work. Being part of a company that's respected can make you feel good about where you work.

A Credit Analyst is a key player in evaluating whether individuals or companies are financially reliable. Here's what they do:

1. Checking Credit Risk:
   • They look at various factors like savings, debt history, and income to decide if someone is likely to repay borrowed money. This helps banks and companies decide who to lend money to or give credit cards.
2. Looking at Financial Data:
   • Credit Analysts dive into financial records to see how healthy someone's finances are. They analyze income, expenses, and other financial details to figure out if someone can handle borrowing money.
3. Deciding Credit Limits:
   • Based on their analysis, they suggest how much money a person or company should be allowed to borrow. But the final call usually comes from someone higher up.
4. Reducing Risks:
   • They come up with plans to lower the chance of someone not paying back what they owe. This might involve keeping an eye on accounts and fixing problems before they get worse.
5. Knowing Their Field:
   • Credit Analysts work in different areas, like banks or credit card companies. They keep up with what's happening in their industry to make smart decisions.