"ACCOUNT NOT ACTIVE" in an SBI credit card statement typically indicates that the account associated with the credit card is not currently active or operational. There could be various reasons why an account is labeled as "not active," including:
Account Closure: The account linked to the credit card may have been closed by the cardholder or by the bank due to various reasons such as non-payment of dues, account inactivity, or request for closure.
Temporary Suspension: The bank may have temporarily suspended the account due to suspicious activity, fraud concerns, or other security reasons. In such cases, the account holder usually needs to contact the bank to resolve the issue and reactivate the account.
Pending Activation: If the credit card is newly issued or recently approved, the account may be labeled as "not active" until the cardholder completes the activation process. This process typically involves verifying the card and setting up online access.
Payment Issues: Non-payment of outstanding dues or defaulting on payments can lead to the account being labeled as "not active." In such cases, the cardholder needs to clear the outstanding balance to reactivate the account.
Technical Glitch: Sometimes, technical errors or glitches in the bank's system can incorrectly label an account as "not active." In such cases, contacting customer support for assistance is recommended.
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