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Understanding RSP*SPECTRA Charges on Your Credit Card or Bank Statement

If you've noticed charges on your credit card or bank statement labeled as RSP*SPECTRA, it likely indicates a payment made to Spectra, a broadband service provider. Here's a comprehensive guide to help you understand what Spectra is and why you might be seeing these charges:

What is Spectra?

Spectra is an Internet Service Provider (ISP) established in 2000, offering high-speed, fiber-based broadband services. It caters to residential, business, and enterprise customers, providing them with reliable internet connectivity.

Services Offered by Spectra:

Spectra offers a range of services tailored to meet the needs of its diverse customer base. These include:

Enterprise Connectivity: Spectra provides enterprise-grade connectivity services and solutions across more than 30 cities in India².

Home Broadband: Spectra offers high-speed internet services for homes in select regions such as Delhi-NCR, Bengaluru, Mumbai, Pune, and Chennai².

Spectra Broadband Plans:

Spectra offers various broadband plans designed to suit different budgets and speed requirements. Here are some of their popular home broadband plans along with their monthly prices and speeds²:

• AirMesh Infinity: INR 2,499, 1 Gbps
• AirMesh Pro+: INR 1,899, 500 Mbps
• AirMesh Pro: INR 1,599, 500 Mbps
• AirMesh Lite+: INR 1,299, 250 Mbps
• AirMesh Lite+: INR 999, 250 Mbps
• Spectra Essential: INR 799, Up to 100 Mbps
• Spectra Lite: INR 699, Up to 50 Mbps

Additionally, customers may encounter installation charges, security deposits, and 18% GST, which are applied separately².

Resolving Confusion Regarding Charges:

If you're unsure about any charges reflected in your statement, it's advisable to contact your bank or credit card company for clarification. They can provide insights into the nature of these charges and offer guidance on how to avoid them in the future.