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How to Obtain a Certificate of Insurance Using FORM 51

Obtaining a Certificate of Insurance for your motor vehicle is crucial for legal compliance and protection. FORM 51 serves as proof of insurance and ensures that your vehicle is covered under a valid insurance policy. This guide will walk you through the process of completing FORM 51, ensuring that you understand each aspect and fulfill all requirements.

Target Audience

This guide is aimed at:

• Vehicle Owners: Individuals who need to secure and verify their motor vehicle insurance.
• Insurance Policyholders: Those looking to understand the details and implications of their insurance certificate.
• Administrative Staff: Personnel assisting with the documentation and verification of vehicle insurance.

Steps to Complete FORM 51

Download the Form:

• Download FORM 51

Fill Out the Form:

Certificate Number: Enter the unique certificate number provided by the insurance company.

Policy Number: Enter your insurance policy number.

Vehicle Details:

• Registration Mark: Provide the vehicle’s registration mark (license plate number).
• Description of the Vehicle: Include details like the make and model of the vehicle.
• Make and Year of Manufacture: State the vehicle’s manufacturer and the year it was made.
• Engine Number or Motor Number: If applicable, provide the engine number or motor number (for battery-operated vehicles).
• Chassis Number: Enter the vehicle’s chassis number.
• Carrying Capacity: Specify the vehicle’s carrying capacity.

Insurance Details:

• Name and Address of the Insured: Provide the name and address of the person or entity holding the insurance policy.
• Effective Date and Time of Commencement: Enter the start date and time of the insurance coverage.
• Date of Expiry: Provide the end date of the insurance coverage.

Persons Entitled to Drive:

• Stage Carriage/Contract Carriage/Private Service Vehicle: Any person including the insured, provided they have a valid driving license and are not disqualified.
• Goods Carriage: Any person including the insured, with a valid driving license and not disqualified.
• Non-Transport Vehicles: Any person including the insured, with a valid driving license and not disqualified.

Limitations as to Use:

• Stage Carriage/Contract Carriage/Goods Carriage/Private Service Vehicle: Coverage is limited to use under a permit.
• Private Service Vehicle and Non-Transport Vehicle: Coverage excludes organized racing and speed testing.

Certification:

• Confirm that the policy and certificate are issued in accordance with the Motor Vehicles Act, 1988. Ensure the policy does not cover organized racing or speed testing.

Sign and Submit:

• Signature of Authorized Insurer: Ensure the form is signed by an authorized representative of the insurance company.
• Submit the completed form to the relevant authority or keep it for your records as proof of insurance.

Why FORM 51 is Important

• Legal Compliance: FORM 51 provides proof that your vehicle is insured, which is required by law.
• Insurance Verification: It confirms that you have a valid insurance policy, protecting you against potential liabilities.

Conclusion

Completing FORM 51 accurately ensures that you have the necessary insurance documentation for your motor vehicle. By following the steps outlined, you can efficiently obtain and verify your Certificate of Insurance. If you have any questions or need further assistance, contact your insurance provider.