Debit card fraud is a very common thing nowadays. We are used to hearing the news about misuse of debit card, debit card theft, debit card PIN theft, fake debit card transactions, and much more. A debit card is a magnetic card which is used to access ATM and perform online transactions. Debit cards are issued by almost all the banks in India. These debit cards can be managed very easily using the net banking. Kotak Mahindra bank also offers the debit card service. It is the fourth largest private bank operating in India as per market capitalization. ATM basically stands for automated teller machine which can be used to access your accounts from the ATM kiosks. Debit cards nowadays usually come equipped with a chip which enhances the security of card and prevents its misuse.
Here in this article, we are going to explain you the process of how to block your Kotak Mahindra bank debit card using net banking. We will be providing a step by step guide along with relevant screenshots for your convenience. Do remember that you need to have access to your registered mobile phone number or email id along with net banking login details in order to use this method. Apart from this, your debit card can also be blocked by visiting any of the Kotak Mahindra branches. There is a toll-free number provided on every debit card which can be used to talk to the bank representatives and used to block your debit card. Kotak Mahindra bank provides two methods for blocking the card i.e. temporary block and permanent block. As the name suggests, temporary block blocks your card temporarily and can be reactivated whenever you want. A permanent block will render your card useless and then the same card can never be reactivated again. You will require a new card in that case. If you don’t know how to apply for a debit card then check out our another article here.
Steps to block Kotak Mahindra Debit Card
#Way 1: From Website
Open the official net banking website of Kotak Mahindra bank i.e www.kotak.com/j1001mp/netapp/MainPage.jsp. Here, login to your account using your CRN/account number/Nickname and password. Then enter the dynamic access code received on your mobile phone and click on the secure login button.
Click on Debit Card option from the top header and then click on Deactivate/Activate debit cards option.
Now, select the debit card which you would like to block from the menu. Choose the type of deactivation you require i.e temporary or permanent and then click on submit button.
You are presented with disadvantages/terms/services which will not be available to you after the blockade of the debit card. Once you have read them, choose the YES option and click on the submit button.
You will get a confirmatory message on your registered email address and mobile number regarding the same.
#Way 2: From Mobile App
- Open the official mobile app of Kotak Mahindra Bank.
- Scroll down to the cards section and click on debit card option.
Click on submit button.
These are the simple steps which you need to follow in order to block your Debit card. If you are still facing any difficulties then don’t hesitate to contact us by dropping down a comment in the comments sections below. We will try our best to help you. If you are facing issues in blocking ATM Debit Card, then you can call their customer support executives at Kotak Mahindra Bank customer care phone number.