Detailed Guide to ASHA Worker Insurance and Incentive Programs in India

The ASHA (Accredited Social Health Activist) workers are a crucial part of India's rural healthcare system. To support and incentivize their efforts, the Government of India has implemented various insurance and incentive programs. This article provides a comprehensive overview of these programs, including tables for easy reference.

Insurance Programs for ASHA Workers

Pradhan Mantri Jeevan Jyoti Beema Yojana (PMJJBY)

• Premium: Rs. 330 per annum.
• Coverage: Life insurance for death due to any reason.
• Eligibility: All ASHA workers and ASHA facilitators.
• Government Contribution: Full premium paid by the Government.

Pradhan Mantri Suraksha Beema Yojana (PMSBY)

• Premium: Rs. 12 per annum.
• Coverage: Accidental death and disability cover.
• Eligibility: All ASHA workers and ASHA facilitators.
• Government Contribution: Full premium paid by the Government.

Incentive Programs for ASHA Workers

The incentive programs are categorized based on the type of tasks performed by ASHA workers. These incentives are reviewed regularly to ensure fair compensation.