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Approved Indian Travel Insurance Companies for Schengen Visa (2024)

When applying for a Schengen visa in 2024, it is crucial to have travel insurance that meets the specific requirements set by the Schengen states. This article provides a comprehensive list of Indian travel insurance companies approved for Schengen visa applications, including important details such as age group coverage and policy specifics.

Approved List of Indian Travel Insurance Companies for Schengen Visa

The following Indian travel insurance companies are recognized by the consular posts of Schengen states for providing adequate and valid travel medical insurance:

Apollo Munich Health Insurance Company

• Age Coverage: 6 months – 70 years

Bajaj Allianz General Insurance Company

• Age Coverage: 6 months – 70 years
• Special Policy: Travel Prime Super Age Policy without age limit

Bharti AXA General Insurance Company

• Age Coverage: 3 months – 85 years

Cholamandalam MS General Insurance Company

• Age Coverage: 0 month – 70 years

Cigna TTK Health Insurance Limited

• Age Coverage: 0 month – 75 years

Go Digit General Insurance Limited

• Age Coverage: 0 month – 99 years

Future Generali India Insurance Company

• Age Coverage: 6 months – 70 years

HDFC ERGO General Insurance Company

• Age Coverage: 3 months – 70 years

ICICI Lombard General Insurance Company

• Age Coverage: 3 months – 50 years
• Special Policy: Coverage for Schengen Countries (51-85 years)

IFFCO - Tokio General Insurance Company

• Age Coverage: 3 months – 70 years

National Insurance Company

• Age Coverage: 6 months – 60 years
• Special Policy: Schengen Plan (61-80 years)

Reliance General Insurance Company

• Age Coverage: 3 months – 70 years
• Special Policy: Travel Care Policy - Schengen Plan (71-80 years)

Religare Health Insurance Company

• Age Coverage: All Plans without age limit

Royal Sundaram Alliance Insurance Company

• Age Coverage: 3 months – 70 years

SBI General Insurance Company

• Age Coverage: 6 months – 70 years

Shriram General Insurance Company

• Age Coverage: 3 months – 65 years

Star Health & Allied Insurance Company

• Age Coverage: 6 months – 70 years

Tata AIG General Insurance Company

• Age Coverage: 6 months – 55 years
• Special Policy: Travel Guard (without Sublimits) (56-70 years)
• Special Policy: Travel Guard Senior (without Sublimits) (71 years and above)

The New India Assurance Company

• Age Coverage: 6 months – 70 years

The Oriental Insurance Company

• Age Coverage: 6 months – 60 years

United India Insurance Company

• Age Coverage: Without age limit

Universal Sompo General Insurance Company

• Age Coverage: 0 month – 95 years

Important Notes for Visa Applicants

This approved list is applicable to the Schengen states, including countries such as Austria, Belgium, France, Germany, Greece, Italy, and many others. Visa applicants should ensure that their travel insurance covers medical expenses, repatriation, and emergency hospital treatment, with a minimum coverage of EUR 30,000.

For those applying for a Schengen visa with multiple entries, it is essential to have travel insurance covering the first intended visit and to sign a declaration acknowledging the need for coverage during subsequent stays.

Please note that insurance issued by companies not on this list may not be accepted for Schengen visa procedures. If you cannot obtain insurance in India, it is advised to seek coverage from a provider in another country where claims can be recovered in a Schengen state.