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An Informative Guide to Vehicle Information and Consumer Rights in New Zealand

When purchasing a used vehicle in New Zealand, it's crucial to understand the details provided by the dealer, your rights as a consumer, and the necessary steps you must take as a new vehicle owner. This article will guide you through key points you need to consider, including vehicle information, registration, and your consumer rights under New Zealand law.

Understanding Vehicle Information Notices

When buying a used vehicle from a motor vehicle trader in New Zealand, you will receive a Consumer Information Notice (CIN). This notice provides essential details about the vehicle, including its registration status, odometer reading, engine size, and whether it has any outstanding road user charges. It also informs you if the vehicle was imported as damaged or if it has a registered security interest.

Key Information to Look For:

• Registration Number: Confirms the vehicle's identity and registration status.
• Odometer Reading: Indicates the distance the vehicle has traveled, although it may not always be accurate.
• Engine Size and Fuel Type: Details the vehicle’s engine capacity and fuel requirements.
• Re-Registered Vehicle: Indicates whether the vehicle has been previously written off and re-registered.
• Security Interest: Highlights if there is an outstanding loan or finance agreement secured against the vehicle.

Your Consumer Rights

As a buyer, you have specific rights under the Consumer Guarantees Act 1993 and the Fair Trading Act 1986. These laws ensure that the vehicle you purchase:

• Is of acceptable quality, considering its age, price, and condition.
• Is fit for any specific purpose you’ve communicated to the seller.
• Matches its description and any demonstration model you were shown.
• Is free from any undisclosed security interest.
• Is not stolen.

The Fair Trading Act also requires that all information provided by the trader is accurate and truthful. Any misleading information can be grounds for a complaint to the Commerce Commission.

Registration and Road User Charges

Upon purchasing a vehicle, the change of ownership must be completed within seven days. This process includes submitting a Notice of Change of Ownership to Waka Kotahi NZ Transport Agency, along with the necessary fee and identification.

For diesel-powered vehicles or vehicles over 3500 kg, road user charges apply, and you must ensure that these are paid. Any outstanding charges must be settled before you can legally operate the vehicle.

Security Interest and Repossessions

It's essential to check if the vehicle has a registered security interest on the Personal Property Securities Register (PPSR). A security interest means the vehicle could be repossessed if the previous owner defaults on their loan. If the trader discloses this information, it’s vital to understand the implications before proceeding with the purchase.

Additional Considerations

Imported as Damaged Vehicle: If the vehicle was imported with structural damage, this might affect its safety and value. While some damage may not be recorded, it's advisable to have the vehicle inspected by a qualified mechanic before purchasing.

Radio Receiver Capability: This feature indicates whether the vehicle's radio can receive standard FM broadcasts without modification. While not crucial, it's a useful feature to consider, especially if you value in-car entertainment.