Your STYLEUP Contactless Card is an international credit card and is accepted in over 24 million Visa outlets worldwide and over 3,25,000 outlets in India. The SBI StyleUP Contactless Credit Card is a co-branded credit card launched by the State Bank of India in collaboration with Future Group’s fashion hub, fbb offering attractive discounts on fashion merchandise at Big Bazaar and fbb stores all throughout the year as well as premier services by SBI.
Q1. What is STYLEUP Contactless Card?
Ans: STYLEUP Contactless Card powered by is a fast and convenient way to pay for every day purchases. It is a secure, contactless chip technology designed to help you spend less time at the cash register and give you the freedom to do the things that matter most to you.
Q2. How does the STYLEUP Contactless Card work?
Ans: Step 1: Look for the Visa payWave mark and RuPay contactless logo at the point of sale.
Step 2: The cashier enters your purchase amount into the terminal. This amount will be displayed on the contactless reader.
Step 3: Hold your card over the reader at close range (less than 4 cm from where the contactless logo appears).
Step 4: Four green indicator lights or a beep sound will indicate when the transaction is complete. A message will also be displayed on the screen indicating the transaction is complete. No PIN is required. Please note that payment through contactless mode is allowed for a maximum of 5000 for a single transaction.
Q3. What are the benefits?
Ans: Contactless payment functionality is specially designed for you for speed, convenience and security. During a contactless transaction the card never leaves your hand. This greatly reduces the risk of card loss and fraud through counterfeit/ skimming. A contactless card has its own, unique, built-in, secret key, which is used to generate a unique code for every contactless transaction, thus making it more secure. There’s no dipping, swiping or fumbling for cash. You’re ready to go in just a few seconds. Ideal for places like fast-food joints, petrol stations, movie theatre etc. You don’t need to look for cash/coins for small ticket everyday purchases. It is also easier to keep track of these expenses.
STYLEUP Contactless FAQs
Q4. Is there a limit for a contactless transaction amount? Can I set my own limit?
Ans: Payment through the contactless mode is allowed for a limit of maximum `5000 for a single transaction. For a contactless transaction PIN is not required. This limit is common for all customers and setting up of individual limit is not possible. Any transaction amount more than `5000 has to be carried out through a contact transaction (Dip or Swipe) and entering the PIN.
You can also choose to do a contact transaction (Dip or Swipe) with PIN for
transactions amount below `5000.
Q5. Where can I use my STYLEUP Contactless Card?
Ans: You can look for the Universal Contactless symbol at the POS machine at merchant outlets. Also, please visit sbicard.com for details of merchants enabled for contactless payment acceptance.
Q6. Can I use my STYLEUP Contactless Card at other merchants (not enabled for contactless payment acceptance) as well?
Ans: Yes, for the merchants not enabled for contactless payment acceptance, you can use this card for a normal dip or swipe transaction.
Q7. Could I be debited twice if I have more than one contactless card?
Ans: No, as contactless readers will only communicate with one card at a time. If the shop’s reader finds more than one contactless card in your wallet or purse, you will be asked to select one card to pay.
Q8. Could I unknowingly have made a purchase if I walk past the reader?
Ans: No. Your card has to be waved within 4 cm of the card reader for more than half a second and the retailer must have first entered the amount for you to approve. Terminals can only process one payment transaction at a time, therefore reducing transaction errors.
Q9. Is there any difference in the process for ATM and Internet transactions for this contactless Credit Card?
Ans: There is no difference in transaction process for ATM or any Card not present transactions including internet transactions. For ATM transactions you need to enter the PIN and for Internet transaction you need to enter your 3D secure PIN or OTP.